Snapshot
Continue to About ↓- What it does
- Worth is an onboarding and underwriting workflow automation platform for financial institutions, fintechs, lenders, payment processors, credit unions and ISVs.
More detail
- It consolidates business verification, risk checks and decisioning into one workflow, letting teams pre-fill applications from three fields and monitor portfolio risk after onboarding.
- Best for
- Banks, lenders, fintechs, payment processors, credit unions and independent software vendors that need to automate SMB onboarding, KYB/KYC checks and underwriting decisions in one workflow.
More detail
- Also fits teams that want post-onboarding risk monitoring rather than one-off lookups.
- Pricing
- Worth does not publish pricing or self-serve plans; access starts with a demo request.
More detail
- Independent reporting describes a cost model of a platform fee plus a per-entity verification usage fee, with exact rates undisclosed.
- There are no disclosed spreads, commissions, minimums, lockups or withdrawal c
- Main limitation
- Small businesses or consumers looking for a self-serve tool, and solo developers or hobbyists who need published pricing or immediate sign-up.
More detail
- Entry requires a sales demo, and the platform is sold to institutions.
- Record
- Living and monitored
- Reviewed
- Evidence
- Public web research
- Machine access
- Structured profile ↗
About
- Worth is an onboarding and underwriting workflow automation platform for financial institutions, fintechs, lenders, payment processors, credit unions and ISVs.
- It consolidates business verification, risk checks and decisioning into one workflow, letting teams pre-fill applications from three fields and monitor portfolio risk after onboarding.
What it helps with
- SMB applications take weeks because data is collected and checked manually across disconnected tools.
- Applicants abandon long forms, so institutions lose prospects before approval.
- KYB, KYC, identity, fraud and financial checks sit in separate systems, slowing decisions and complicating vendor manage
- Underwriting decisions are inconsistent and hard to audit without centralized rules and decision logs.
- Ongoing portfolio risk is missed when monitoring is a one-off check rather than continuous.
- Teams struggle to resolve inconsistent business data across sources without manual matching.
Capabilities
A practical view of what is available and where limitations apply.
| Offering | Available | Detail |
|---|---|---|
| Worth Pre-Fill | Yes | Sends pre-filled applications using three fields: name, address and Tax ID/EIN, with custom fields possible. |
| Crosswalking Technology | Yes | Vendor describes AI/ML entity resolution drawing on Secretaries of State, IRS, FinCEN, CFPB, DoD, Google and other sources; match-rate claims are vendor-reported. |
| Decisioning Engine | Yes | Configurable rules engine for automated decisioning and scoring, with vendor-described explainable decision logs. |
| Case Management | Yes | 360-degree business profiles, custom workflows and real-time case status in one place. |
| Continuous Monitoring | Yes | Real-time alerts and automated evaluations for portfolio risk after onboarding. |
| Worth Score | Yes | Vendor-described unified credit score that analyzes multiple data sources. |
| CODI conversational interface | Yes | Conversational interface for querying case decisions, outstanding documentation and portfolio changes. |
| SDK and API integration | Yes | Developer-ready tools for embedding and white-labeling onboarding workflows. |
| SOC 2 certification | Limited | Vendor states SOC 2 certification and offers the report on request in the security page excerpt; the report itself is not publicly posted. |
| Published pricing | No | No subscription or per-entity rate is published; pricing is discussed through a demo. |
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Evidence
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- Verification
- Scribble researched these facts from the linked public sources.
- The owner has not manually confirmed every field.
- Last reviewed
- Primary source
- worthai.com
Technical profile details
Record ID
4fac9ee2-6180-4d20-997a-72522a7d4598Canonical URLhttps://profiles.scribble.network/listing/worth-4fac9ee2