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Xero

xero.com ↗

By Xero Limited

Cloud-based accounting and bookkeeping software for small businesses, accountants and bookkeepers.

Finance & OperationsPublic web research
Visit product ↗AI Profile ↗
Source-backed public recordPrimary source ↗

Snapshot

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What it does
  • Cloud-based accounting and bookkeeping software for small businesses, accountants and bookkeepers.
More detail
  • It brings invoicing, bill payment, bank reconciliation, expenses, payroll, reporting and Singapore tax filing (GST F5 and Form C-S to IRAS) into one platform, with an AI assistant called JAX in beta.
Best for
  • Singapore-based sole traders, growing small businesses and established firms that want accounting, invoicing, bank reconciliation and IRAS tax filing in one cloud ledger.
More detail
  • Also suited to accountants and bookkeepers managing client books through the Xero partner programme.
Pricing
  • Subscription plans in SGD: Starter at $42/month, Standard at $77/month and Premium at $99/month, after an 80% discount for the first three months ($8.40, $15.40 and $19.80 respectively).
More detail
  • A 30-day free trial is offered with no credit card required, and plans can be cancelled with one month's notice.
Main limitation
  • Businesses without accounting experience, since reviewers say it requires training or self-learning.
More detail
  • Also poor fit if you need fine-grained time-based invoicing (hours must be converted to decimals) or depend on flawless bank feeds, which some reviewers report as unreliable.
Record
Living and monitored
Reviewed
Evidence
Public web research

About

  • Cloud-based accounting and bookkeeping software for small businesses, accountants and bookkeepers.
  • It brings invoicing, bill payment, bank reconciliation, expenses, payroll, reporting and Singapore tax filing (GST F5 and Form C-S to IRAS) into one platform, with an AI assistant called JAX in beta.

What it helps with

Capabilities

A practical view of what is available and where limitations apply.

OfferingAvailableDetail
Invoicing and quotes YesCreate and send invoices and quotes with automated reminders; online card and direct debit payments via Stripe and GoCardless.
Bank reconciliation and feeds YesAutomatic bank feeds from 21,000+ institutions plus manual import of OFX, QIF, QBO, QFX and CSV files; independent reviewers report some feed reliability issues.
Singapore tax filing YesGST F5 and Form C-S filed directly to IRAS via CorpPass; Form C-S filing included at no extra cost on Standard and Premium plans.
Payroll LimitedBasic pay records and pay runs for a small number of employees.
Expense and mileage claims LimitedAvailable as an optional add-on.
Projects and time tracking LimitedAvailable as an optional add-on; reviewers note time-based invoicing requires converting hours to decimals.
Reporting and analytics YesReal-time reports, KPIs, ratios and cash-flow forecasts (60-day on Standard, 180-day on Premium).
Multi-currency accounting LimitedSupported, but the Singapore edition uses Singapore dollars as its base currency for now.
AI assistant (JAX) LimitedLabeled as in beta on Xero's all-features page; provides natural-language answers and data simplification.
App integrations YesConnects to 1,000+ third-party apps through the Xero App Store.

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Last reviewed
Primary source
xero.com
Technical profile details
Record ID142c9a72-4848-43d9-9c96-ec5f318fe67cCanonical URLhttps://profiles.scribble.network/listing/xero-142c9a72