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Usual

Unclaimed

By Usual Labs

Usual is a DeFi protocol that issues USD0, a permissionless stablecoin fully collateralized 1:1 by tokenized short-term U.S.

usual.money ↗Structured profile ↗

Prepared by Scribble from public sources.

Reviewed public sources (8)

Snapshot

Continue to About ↓
What it does
  • Usual is a DeFi protocol that issues USD0, a permissionless stablecoin fully collateralized 1:1 by tokenized short-term U.S.
More detail
  • Treasury Bills and overnight repos with on-chain verifiable reserves.
  • It also offers bUSD0, a yield-bearing liquid-staking version of USD0 with a four-year lock-up, and the USUAL governance token that shares protocol revenue with holders.
Best for
  • DeFi-native, self-custody-comfortable users who want a T-Bill-backed USD stablecoin with on-chain verifiable reserves and a governance token tied to protocol revenue.
More detail
  • Also suits users willing to lock capital for four years for the yield-bearing bUSD0 product.
Pricing
  • The first-party sources do not publish a fee schedule
More detail
  • mint/redeem fees, spreads, management fees, and deposit minimums are undisclosed and should be treated as unknown.
  • Do not describe the product as free: the homepage shows a 'Network fee: Free' label only inside a UI mock, while on-chain transact
Main limitation
  • Users who need bank-deposit-style protection, fiat redemption support, or insured custodial accounts.
More detail
  • Also a poor fit for anyone who needs liquidity before a four-year lock-up or who is not comfortable managing their own keys.
Record
Living and monitored
Reviewed
Evidence
Public web research

About

  • Usual is a DeFi protocol that issues USD0, a permissionless stablecoin fully collateralized 1:1 by tokenized short-term U.S.
  • Treasury Bills and overnight repos with on-chain verifiable reserves.
  • It also offers bUSD0, a yield-bearing liquid-staking version of USD0 with a four-year lock-up, and the USUAL governance token that shares protocol revenue with holders.

What it helps with

Capabilities

A practical view of what is available and where limitations apply.

OfferingAvailableDetail
USD0 stablecoin YesPermissionless ERC-20 stablecoin fully collateralized 1:1 by tokenized short-term U.S. Treasury Bills and overnight repos; portfolio duration under 0.33 years.
bUSD0 liquid-staking product YesYield-bearing version of USD0 described as a savings account for RWAs, with a disclosed four-year lock-up.
USUAL / USUALx governance and revenue-sharing token YesProtocol states revenue is shared with USUAL/USUALx holders; treat the percentage claims as protocol design, not a fee schedule.
EUR0 euro stablecoin YesEuro-denominated stablecoin referenced in the V2 blog.
sUSD0 / sEUR0 savings products YesSavings products listed in the official Help Center.
Insurance fund YesFunded by protocol revenue, per the official site, to shield holders in a systemic crisis.
On-chain verifiable reserves YesReal-time on-chain verification is presented as a differentiator versus attestation-based stablecoins.
Usual Credit borrowing at fixed cost YesListed as a V2 pillar in the official Help Center.
Yield Optimizer, Fixed Rates, Fixed Terms NoMarked 'coming soon' on the official homepage; not currently available.
Published fee schedule (mint/redeem fees, spreads, minimums) UnknownNot disclosed on the reviewed first-party pages; do not infer or describe the product as free.

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Evidence

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  • The owner has not manually confirmed every field.
Last reviewed
Primary source
usual.money
Technical profile details
Record IDc08c4ced-83c1-406e-b98d-f688445a4ff6Canonical URLhttps://profiles.scribble.network/listing/usual-c08c4ced