Snapshot
Continue to About ↓- What it does
- Spendesk is a spend-management platform that connects corporate and virtual cards, expense claims, accounts payable, procurement and budgets into one system for finance teams.
More detail
- It provides real-time spend visibility, automated receipt and invoice reconciliation, and accounting/ERP integrations to speed up month-end close.
- Payment services are provided by Spendesk Financial Services in the EEA, Adyen in the UK and Sutton Bank in the US.
- Best for
- Mid-market finance teams of roughly 50–250 employees, especially multi-entity or multi-currency European businesses, that want to consolidate cards, expenses, AP and procurement into one platform.
More detail
- Also suits teams already using accounting/ERP systems such as NetSuite, Xero, DATEV, QuickBooks or Sage that need clean automated data flow.
- Pricing
- Spendesk does not publish a price list; pricing is provided through a free quote from sales.
More detail
- The model has two components: a fixed monthly subscription fee for platform access with unlimited users, plus variable fees based on transaction usage (card purchases, invoice payments and expense claims).
- C
- Main limitation
- Companies outside the EEA, UK or US that need full payment services, since cards and accounts are only available in those regions.
More detail
- Very small teams or buyers who require published self-serve pricing should look elsewhere, as exact fees and transaction rates are only available through a quote.
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- Structured profile ↗
About
- Spendesk is a spend-management platform that connects corporate and virtual cards, expense claims, accounts payable, procurement and budgets into one system for finance teams.
- It provides real-time spend visibility, automated receipt and invoice reconciliation, and accounting/ERP integrations to speed up month-end close.
- Payment services are provided by Spendesk Financial Services in the EEA, Adyen in the UK and Sutton Bank in the US.
What it helps with
- Fragmented spend data across cards, expenses, invoices and budgets, addressed by one connected system with real-time vis
- Manual receipt chasing and reconciliation, addressed by automated receipt collection, OCR extraction and receipt-to-spen
- Slow month-end close, addressed by automated coding, document matching, duplicate/anomaly detection and clean ledger exp
- Invoice chaos in accounts payable, addressed by supplier invoice management, global payments in the correct currency and
- Budget leakage and slow approvals, addressed by pre-spend controls, custom rules and multi-condition approval workflows.
- Multi-entity sprawl, addressed by centralised dashboards, bulk settings, entity-specific policies and consolidated repor
- Insecure shared company cards, addressed by single-use and recurring virtual cards and the ability to freeze or delete c
Capabilities
A practical view of what is available and where limitations apply.
| Offering | Available | Detail |
|---|---|---|
| Corporate cards | Yes | Unlimited physical Visa debit cards with free card orders and no monthly card fees, plus single-use, recurring and multi-use virtual cards. |
| Expense management | Yes | Mobile receipt capture, OCR data extraction, automated reminders and digital expense claims for out-of-pocket or cash spending. |
| Accounts payable | Yes | Invoice management, global supplier payments in the correct currency and document matching against delivery notes and purchase orders. |
| Procurement | Yes | Vendor management and purchase requests linked to budgets and approvals in a procure-to-pay workflow. |
| AI and automation | Yes | AutoCatML predicts expense accounts, VAT and custom fields; Document Intelligence reads receipts and invoices; Spendesk AI Connect provides read-only access to spend data through an AI assistant. |
| Accounting/ERP integrations | Yes | Direct integrations include NetSuite, Xero, DATEV, QuickBooks, Sage 100 and SAP, with CSV/XLS custom exports as an alternative. |
| Multi-entity management | Yes | Entity-specific policies and consolidated or separate reporting across multiple legal structures and currencies. |
| Published self-serve pricing | No | Pricing is quote-based via sales; fixed fee, per-transaction rates and FX spread are not published. |
| Full payment services outside EEA/UK/US | No | Cards and payment accounts are only available to entities in the EEA, UK and US; subsidiaries elsewhere can use the software without payment services. |
| Security certifications | Yes | ISO 27001:2022 certified; GDPR and PCI-DSS aligned; SCA/3DS on transactions; DORA listed; MFA and bug bounty programme. |
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Evidence
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- Scribble researched these facts from the linked public sources.
- The owner has not manually confirmed every field.
- Last reviewed
- Primary source
- spendesk.com
Technical profile details
Record ID
156a9aac-1466-482d-ad4f-89a5f0a3e63dCanonical URLhttps://profiles.scribble.network/listing/spendesk-156a9aac