Snapshot
Continue to About ↓- What it does
- Creem is a merchant-of-record and billing platform for software and digital products: it acts as the legal seller on each transaction, handling payments, tax calculation and remittance, invoices, fraud and chargebacks, and paying the seller out.
More detail
- It also bundles subscriptions, prepaid credit wallets, usage-based meters, affiliate commissions, revenue splits and click-to-conversion short links, with an API, CLI and MCP server so an AI agent can run the store.
- Best for
- Indie hackers, solo founders, micro-SaaS and AI-native teams that want to sell software or digital products globally without registering for VAT abroad, and need metered or credit-wallet billing, affiliates and revenue splits in one place.
- Pricing
- Pay as you earn: 3.9% + $0.40 per successful transaction, with $0 monthly fees, $0 setup fees and no minimum volume for standard pricing.
More detail
- Creem states there are no hidden fees; taxes, invoicing, compliance, fraud and dispute handling are included.
- Payouts are processed on the 1st and 15th of each mo
- Main limitation
- Merchants based in countries Creem does not support for onboarding, and sellers who need PayPal payouts, PayPal as a customer payment method today, or fully self-service tax-exempt B2B checkout.
- Record
- Living and monitored
- Reviewed
- Evidence
- Public web research
- Machine access
- Structured profile ↗
About
- Creem is a merchant-of-record and billing platform for software and digital products: it acts as the legal seller on each transaction, handling payments, tax calculation and remittance, invoices, fraud and chargebacks, and paying the seller out.
- It also bundles subscriptions, prepaid credit wallets, usage-based meters, affiliate commissions, revenue splits and click-to-conversion short links, with an API, CLI and MCP server so an AI agent can run the store.
What it helps with
- Global tax burden: VAT, GST and sales tax are calculated, collected, filed and remitted by Creem, so the seller does not
- Fraud and chargeback liability sits with Creem as merchant of record rather than with the seller.
- Builders otherwise have to stitch together a tax setup, payouts flow, affiliate tool and billing system before charging
- Billing for AI usage such as tokens, API calls or minutes requires metering and credit balances that are not native to a
- Affiliate commissions and revenue splits otherwise require manual reconciliation across spreadsheets and separate payout
- Store operations such as products, checkouts, discounts and refunds need agent or script access rather than dashboard-on
Capabilities
A practical view of what is available and where limitations apply.
| Offering | Available | Detail |
|---|---|---|
| Merchant of record | Yes | Creem is the legal seller on each transaction and handles payments, tax, invoices, fraud and chargebacks on every sale. |
| Transaction pricing | Yes | 3.9% + $0.40 per successful transaction, $0 monthly and setup fees, no minimum volume for standard pricing. |
| Usage-based billing and credit wallets | Yes | Prepaid credit packs with auto-refill or postpaid invoicing, with custom meters for tokens, calls, minutes or images. |
| Subscriptions and one-time payments | Yes | Both supported at the same per-transaction rate; free trials, discounts and seat-based billing also listed. |
| Affiliates and revenue splits | Yes | Per-product and per-affiliate commission, multi-recipient splits and payouts from the same balance; 0% fees on splits and affiliates only under the Partner plan. |
| Short links and attribution | Yes | Click and conversion tracking, QR codes, password protection and geo/device targeting. |
| Agent and developer access | Yes | API, SDKs, CLI, webhooks and an MCP server let an agent create products, checkouts, discounts and refunds; test mode available before going live. |
| Payout methods | Limited | Bank transfer, Alipay (China) and USDC via Polygon; PayPal payouts to merchants are not available. |
| PayPal as customer payment method | No | Listed as 'coming soon' on the official homepage. |
| Self-service tax-exempt B2B checkout | Limited | Reverse charge may apply with a valid EU VAT ID, but full self-service exemption is described as on the roadmap. |
Bot trust
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Evidence
Where this record came from, when it was reviewed, and how confidently it can be used.
- Verification
- Scribble researched these facts from the linked public sources.
- The owner has not manually confirmed every field.
- Last reviewed
- Primary source
- creem.io
Technical profile details
Record ID
41beaa95-8d20-413f-943d-3f5e78cd411eCanonical URLhttps://profiles.scribble.network/listing/creem-41beaa95