CoinGate is a MiCA-licensed crypto payment gateway that lets businesses accept BTC, USDC and 10+ other crypto assets at checkout, then settle into EUR, USD, GBP, stablecoins or crypto.
CoinGate is a MiCA-licensed crypto payment gateway that lets businesses accept BTC, USDC and 10+ other crypto assets at checkout, then settle into EUR, USD, GBP, stablecoins or crypto.
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It also provides crypto payouts, invoicing, refunds and multi-asset treasury management through an API, no-code dashboard or e-commerce plugins.
Best for
E-commerce merchants, marketplaces and fintechs that want to add crypto acceptance and/or mass crypto payouts alongside existing payment methods, especially EU-facing businesses that value a MiCA-licensed counterparty.
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Teams that need role-based access, audit trails and CSV accounting exports for crypto operations.
Pricing
No monthly or setup fee on the Standard plan.
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Payment processing costs 1% per transaction.
Crypto payouts cost 0.50 EUR + 0.5% (or 0.50 EUR + 1.5% when conversion is involved)
crypto withdrawals 0.50%
SEPA and SWIFT withdrawals 1%
same-currency refunds 0.25 EUR + 0.1%
deposits are free.
Blockcha
Main limitation
Businesses expecting zero-cost processing or a fully transparent FX spread — CoinGate charges a 1% standard transaction fee plus payout, withdrawal and refund fees, and does not publish its conversion spread.
More detail
Merchants who rely on card chargebacks for consumer recourse, or who want anonymous/unregulated processing, since KYC/AML screening is mandatory.
CoinGate is a MiCA-licensed crypto payment gateway that lets businesses accept BTC, USDC and 10+ other crypto assets at checkout, then settle into EUR, USD, GBP, stablecoins or crypto.
It also provides crypto payouts, invoicing, refunds and multi-asset treasury management through an API, no-code dashboard or e-commerce plugins.